---
title: Want to Solely Accept Cash Payments? Here’s How!
description: Are you considering switching solely to private pay only in your practice, but you're afraid to take the jump? Well Allison Puryear, LCSW, CEDS, is here to tell you to take the jump and finally make your financial well-being a priority!
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Reading Want to Solely Accept Cash Payments? Here’s How!Find More Posts

# Want to Solely Accept Cash Payments? Here’s How!

##### By Allison Puryear, LCSW, CEDS on November 3, 2021

![Illustrated piggy bank holding 'Cash Only' sign](https://blog.therapynotes.com/hubfs/images/blog/posts/211101-solelyacceptcash-540x500.png?noresize)

I've seen an increase in more and more therapists who are desperate for resources to help them transition from accepting insurance to solely accepting cash payments. Well, take a deep breath, because I’m here to tell you that there are only two main things that you need to be aware of when you shift to private pay: marketing more effectively and getting a handle on your money mindset.

First, you have to market more effect­ively if you don't take insurance. Period. End of story. Typically, that means being more targeted in your niche. So if you haven’t already, get super clear on your niche. Then focus on doing a great job of talking to—not at—your ideal clients in your marketing efforts. Don't let that intimidate you. You're 100% capable of that. 

The second big deal when transitioning to private pay is getting your money mindset right. If you're like me, you were told in grad school to never expect to make money from this career. As we learn more about private practice, we realize that's just not true. Then we imagine it for ourselves and the guilt comes marching in. We're supposed to be helpers, and apparently helpers aren't supposed to be wealthy. At least that's what I was taught. My obstetrician wasn't taught that, though. Nor was my dentist, nor my accountant, nor my attorney. My child's neurologist has never said, "I'm so sorry about that bill." Her tutor has never said, "you were late, so just pay a prorated amount." Yet therapists, the people most likely to be training clients on boundaries and self-care, pretend our own financial well-being isn't all that important. Adopting this money mindset can not only improve your finances, but also helps us to properly view the importance of our occupation and set an example for our clients.

Here’s a hot tip—a lot of people use getting off of a panel as a decoy problem. I promise, it isn’t hard! Just email provider relations at each insurance company and ask them how to get off the panel. In my experience, they usually ask for a two sentence request, signed and on letterhead. It's easier than most think. We even have scripts for how to communicate with clients that you're leaving their panel in the [Abundance Party](http://www.abundanceparty.com).

You can do this. I can say from personal experience that a staggeringly high percentage of clients stay—way more than you expect. I have also yet to work with any therapists who regretted leaving insurance panels. I'm neither pro or anti-insurance—I just want you to have what you want, and I want you to know that it's possible.

\* The content of this post is intended to serve as general advice and information. It is not to be taken as legal advice and may not account for all rules and regulations in every jurisdiction. For legal advice, please contact an attorney.

![Allison Puryear, LCSW, CEDS](https://blog.therapynotes.com/hubfs/images/blog/avatars/190113-allisonpuryear-280x280.jpg)

##### About Allison Puryear, LCSW, CEDS

Allison Puryear is an LCSW, CEDS with a nearly diagnosable obsession with business development. She has started practices in three different states and wants you to know that building a private practice is shockingly doable when you have a plan and support. She teaches everything you need to know about building a private practice in the [Abundance Party](https://abundanceparty.com/), where you can get practice-building help for the cost of a copay. You can download a [free private practice checklist](https://abundancepracticebuilding.com/checklist/) to make sure you have your ducks in a row, listen in on consultations and interviews on the [Abundant Practice Podcast](https://abundancepracticebuilding.com/podcast/), and hop into the free [Facebook Group](https://www.facebook.com/groups/440660232762561/) full of over 14,000 other clinicians in private practice. Allison is all about helping you gain the confidence and tools you need to succeed.

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